We got hacked and had to shut down, rebuild and are back here with new cautionary tales about taxes. Since we last met, we’ve had some interesting developments in the law. For example, you have until the end of January for your retirement plan or IRA to make a tax deductible contribution to a charity retroactive to 2012 taxes. So, if you have money in your IRA and are looking at a big tax bill for 2012, you can still save some money. This is a great deal.